Our Terms
These Terms & Conditions of Use (the "Terms") govern your use of our website, CityCashOnly.com (the "Website"). This includes visiting, browsing, or registering to use the Website.
We advise you to read these Terms carefully before using the Website. They apply to your use of the Website, and you may download or print a copy for future reference. It is your responsibility to stay informed about these Terms and how they affect your use of the Website.
By using the Website, you agree to these Terms. If you do not agree, please exit the Website and refrain from using our services.
For information on how we handle your personal data, please refer to our Privacy Policy. Both policies are incorporated by reference into these Terms.
Our Company
CITY CASH ONLY, LLC is a trading name of Fininity Ltd, registered in 3588 Estate View Ct San Jose, CA, 95148-1906.
Our Services
CityCashOnly.com is owned and operated by Fininity Ltd. We do not provide direct financing. Instead, we offer an online loan matching service, connecting you with Lenders or Providers of financial services. By submitting an application on our Website, you consent to us matching your application with our network of Lenders or Providers. We will present your application to one or more Lenders or Providers based on their criteria. If a Lender or Provider accepts your application, you will be directed to their website or provided with contact information if they do not operate online.
We may receive a fee from the Lender or Provider for connecting you. There is no obligation for you to accept any loan offer. We advise reviewing each Lender or Provider’s terms and conditions carefully and contacting them directly if you have any questions or concerns.
Any examples of loan amounts, repayment periods, or interest rates shown on Lender or Provider websites are illustrative and not guaranteed offers. The actual terms will depend on the Lender or Provider's decision, which is beyond our control.
The Lender or Provider will assess your application and may review your credit history before making a decision.
Website Access
- Access to the Website is provided on a temporary basis. We reserve the right to modify, withdraw, or delay any services without notice. We are not liable if the Website is unavailable for any period or reason.
- We may restrict access to parts or all of the Website to registered users at times.
Information Accuracy
- Fininity Ltd does not guarantee the accuracy, completeness, or reliability of the Website’s content and accepts no liability for any inaccuracies or reliance placed on the information.
- The Website may be updated regularly, and we may alter or remove content at any time. We may also suspend or withdraw access if necessary.
- We reserve the right to make changes to the Website and these Terms at any time. You are responsible for reviewing these Terms regularly. Continued use of the Website after changes signifies your acceptance of the new Terms.
External Links
Links to other sites or third-party resources are provided for your convenience only. We have no control over these resources or sites and accept no responsibility or liability for them or any damage resulting from their use.
Acceptable Use
You may only use our iframe form and Website for lawful purposes. Prohibited uses include:
- Violating any local, national, or international laws or regulations.
- Engaging in fraudulent or unlawful activities.
- Transmitting defamatory, offensive, or obscene material.
- Uploading or transmitting computer viruses, malware, or disruptive elements.
Liability
To the extent permitted by law, we exclude all warranties, representations, conditions, or other Terms, whether explicit or implicit, related to the Website and its content.
We do not guarantee that any Lender or Provider will approve a loan application. Various factors, including system failures or incorrect information, may affect this decision. We will not be liable for any loss unless caused by our negligence or failure to comply with these Terms, or as required by Sri Lankan law. If you misuse the form or provide fraudulent information, we and the Lender or Provider may charge you for any associated costs.
Intellectual Property Rights
- All intellectual property rights in the Website's content, including databases, patents, and designs, belong to Fininity Ltd or its licensors. All rights are reserved.
- You may print or download extracts of the Website’s pages for personal use only.
- Modification of content or use of illustrations, photographs, or graphics separately from the text is prohibited.
Customer Checks
Upon application submission, the Lender or Provider may use credit referencing and fraud prevention agencies to make decisions. You must provide accurate information, as misleading details may result in criminal charges. Authorized third parties' actions will be contractually binding. For joint applications, all communication will be considered as directed to all parties involved.
Your data will be processed in accordance with our Privacy Policy. By using the Website and form, you consent to this processing and warrant that all information provided is accurate.
Communication
We may contact you via telephone, SMS, mail, email, or automated messages regarding your application or related services.
Removing Your Personal Information
To request removal or deletion of your personal information, please email admin@citycashonly.com.
Complaints
We aim to provide satisfactory service. If you wish to file a formal complaint, please email admin@citycashonly.com.