Feeling inquisitive? Have a read through some of our FAQs or contact our Supporters for help
Frequently asked questions
CITY CASH ONLY, LLC is a marketplace that allows you to compare financial products from multiple providers side-by-side. We are not a lender, bank, or credit card issuer. Instead, we partner with top financial service providers to offer you a variety of competitive options. This helps you quickly find the right financial product for your needs. Best of all, comparing rates on CITY CASH ONLY, LLC is completely free and won’t impact your credit score!
No, comparing rates on CITY CASH ONLY, LLC will not impact your credit score! We perform a "soft credit inquiry" to provide you with personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
However, once you choose a loan product on your CITY CASH ONLY, LLC Dashboard and decide to move forward with a particular lender, a hard credit inquiry will be performed, which can impact your score. Similarly, if you apply for a credit card, the credit card issuer will perform a hard credit inquiry when you apply.
With CITY CASH ONLY, LLC’s lending marketplace, you can fill out a simple, streamlined form and instantly see which lenders you prequalify for and at what rates. These are personalized, prequalified rates based on your credit history. Checking your prequalified rates with CITY CASH ONLY, LLC will not affect your credit score.
Many other comparison sites provide only generic information about financial service providers. The rates and information you see may not be specific to you and your credit history. While you might be able to see personalized prequalified rates on a specific lender’s website, you can only do this one lender at a time.
We aim for a “win-win” situation, earning money only if we help you find a personal finance option that works for you.